Fernelius Hyundai has a Hyundai financing solution for every situation in Sault Sainte Marie, Michigan. Our finance center is dedicated to making every step of the way clear and hassle-free. Start online by streamlining your choices in our digital showroom, and check out ways to save on a new Hyundai sedan or SUV with Hyundai incentives and new vehicle specials. Tools to value your trade and estimate a monthly payment make it even easier to make the perfect choice for you. Our experienced auto financing team is ready when you are to discuss auto loans with low auto loan rates or an affordable Hyundai lease with low monthly payments.

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(906) 632-3300

Finance Department

The Basic Components of an Auto Loan from Fernelius Hyundai

Down Payment: This is how much cash you pay upfront for your car and is calculated as a percentage of the overall price of the car. Generally, the higher the down payment, the lower your monthly payments will be.


Interest Rate: Also known as the A.P.R. (Annual Percentage Rate), the interest rate is the money you pay a lender to borrow their money. Your credit score, the current market rate, the loan term, and the size of your loan impact your interest rate. The lower the interest rate, the lower your monthly payment.

Loan Term: This is how frequently and long you will be paying your loan. Typical loan terms consist of monthly payments made for 3-5 years. The longer your loan terms, the lower your monthly payment will be.

Find a Hyundai Model to Buy
Sault Sainte Marie, MI | Rosedale, MI | Mission, MI

At Fernelius Hyundai, our new car showroom dazzles with the lineup of new Hyundai sedans, hatchbacks, and SUVs. Explore Sault Sainte Marie, MI auto financing to get behind the wheel of a new Hyundai Tucson, a comfy compact SUV loaded with features, or a new Hyundai Santa Fe, a roomy mid-size SUV perfect for the whole crew. Add some fun to your I-75 drive with the quick and nimble Hyundai Kona, or enjoy the sporty profile and passenger-friendly three door design of a zippy Hyundai Veloster. The Hyundai Elantra is ideal for a stylish commute to Lake Superior State University, while the Hyundai Ioniq Hybrid is a strong choice for both economy and cargo space. Get pre-approved today!

How to Apply for Hyundai Financing at Fernelius Hyundai

It only takes a moment to get started on financing a new car at Fernelius Hyundai. Simply fill out our secure finance application, and we'll get rolling. Even if your credit is less than perfect, we've got the resources to help. Visit the dealership to learn more about special programs and bad credit financing in Sault Sainte Marie, MI.

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Dealership Hours
Mon - Fri8:00am - 6:00pm
Saturday9:00am - 2:00pm